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The Market’s Invisible Lever If you want to understand the UK property market, start with one number: the Bank of England base rate . That single percentage quietly shapes everything—from mortgage affordability  to buyer confidence  and rental yields . When interest rates rise, borrowing becomes expensive, and property prices often cool. When rates fall, money becomes cheaper, confidence returns, and demand increases. At Genius Academy, we teach investors to read rate movemen

Why Yield Isn’t Just a Number When investors talk about property performance, “yield” is usually the first word mentioned. You’ll see it on listings, in mortgage criteria, and even in social media posts claiming “10% returns!” But not all yields are equal. The figure you see advertised is often gross yield  — a simplified calculation that ignores the real-world costs of running a property. The number that truly matters is net yield  — the return after all expenses are deducte

Transforming Aspirations into Assets Navigating the property market can seem overwhelming — filled with technical terms, paperwork, and potential setbacks. Whether you’re purchasing your first home or adding to your investment portfolio, every transaction follows a similarly organised process. At Genius Academy, we believe that grasping this process alleviates anxiety and instills confidence. Knowing what to expect allows you to remain composed, compliant, and in control. Th