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Not All Renovations Are the Same Every investor wants to buy a house, fix it up, and see its value go up. But not every renovation gives you the return you want. Some upgrades look excellent but don’t do much for your home’s value. Others quietly add thousands to your equity and rental yield. At Genius Academy , we teach investors to think like valuers instead of decorators. The goal isn’t just to make the property look better—it’s to make it worth more. Why ROI Is More Impor

Profit Is More Than Rent Minus Mortgage Most new landlords think that “rent minus mortgage”  is the same as “profit”. But any experienced investor will tell you that this is only the beginning. When you own property, you have to deal with people, maintenance, and surprise costs . The real skill is being able to plan for these costs before they happen. At Genius Academy , we teach investors to think like business owners—because a rental property is a business, and every busine

Why Your Rent Is What Decides Your Mortgage When investors apply for a buy-to-let mortgage, they are often surprised to learn that the rental income  from the property is more important than their own income. Rental stress testing  is the idea behind buy-to-let lending. This is how lenders figure out if your rental income can easily cover the mortgage payments, even if interest rates go up. At Genius Academy , we teach investors to see this not as a problem, but as a plan. Yo